Veteran needs assistance with a chapter 7 bankruptcy involving a home surrender. Client is his early 40s, and is married with children. They are currently 12 months behind in their mortgage. They are have accepted and come to the difficulty understanding that they will need to surrender their home, and are seeking the assistance of attorney to navigate that process. Client also owns a vehicles for which they owe approximately $19,000 and is currently behind in his payment. If possible, they would like to keep the vehicle. Otherwise, client has approximately $2,000 in unsecured credit card debt. Client's sole income is his veteran disability income.
Woman in her late 40s needs assistance with a Chapter 7 Bankruptcy. Client has experienced some recent financial difficulties as well as some on-going financial restraints that Client believes that a Chapter 7 bankruptcy will provide much need financial relief. The majority of her debt is approximately $30,000 in medical debt. She has other debt including a previous debt judgment and credit card debt. Client does have some difficulty identifying all of her possibility debt, and LSLA has obtained her credit report. Client was recently divorced, and she has a child support obligation. She also has student loans that she understands is not dischargeable under the bankruptcy. Client's primary income is her social security disability income, but she has some supplemental income as a Uber / Lyft driver. Client is concerned that she may lose her disability income.
Widowed man in his mid 80's seeking assistance with probate alternatives. Decedent has executed will with self-proving affidavit. Decedent has credit card debt. Client and decedent owed home together. Decedent, also, has a bank account client cannot access.